Buying your very first home

Get the right mortgage.
An important acquisition

As a first time home buyer in Canada, you’re about to embark on an exciting (and nerve racking) experience. For the vast majority of us, this is the largest asset purchase we’ll make in our lifetime. When it comes to financing, make sure you feel comfortable with the loan you’re about to live with for years to come. An experienced and trusted mortgage broker can do just that.


It’s natural to feel a little nervous about securing good financing. When you’re a first time home buyer in Ontario, you can obtain a pre-approval ahead of time to eliminate that unnecessary worry. With a mortgage pre-approval in your hand, enjoy full peace of mind as you shop the right homes and avoid any complications upon closing.

Determining down payment and interest rates

If you’re a first time home buyer in Canada, you’re probably wondering what your down payment will be. Considering your financial situation and lender products on the market, what is the right amount to put down on a property? Factoring in your savings, income, debt to service ratios, interest rates and amortizations, a good mortgage broker helps you crunch the numbers and makes sure all your questions are answered. If you have capital to invest, now is one of the best times in history to purchase a property given our current all-time low interest rates. When you’re ready, we’re here to secure the best possible first time home buyer mortgage for you.

How 8Twelve can help

Looking for a first time home buyer incentive in Canada? There are plenty of options, and we’re passionate about helping our clients. For first time home buyers in Toronto, Ontario and across the country, who we know need all the information and guidance possible, our team takes special care to ensure that you are well-informed and supported throughout the mortgage process. From understanding your financial situation right through to getting top rates from our pool of lenders, 8T works meticulously and efficiently to get you the financing you need with the lowest possible monthly payments.

What’s the takeaway?

You need it WHEN...

You’ve never purchased a home before and you want to get involved in the real estate market.

This applies to you if you are…

You’ve never purchased a home before and you want to get involved in the real estate market.

You can obtain a first-time home buyer mortgage by

Clicking the link below to get started. Have more questions? Contact us directly to speak with one of our experienced mortgage agents. We’re always here to help and we consider it our job to make sure you’re well supported throughout the entire mortgage process. After all, we want you to look back on this exciting time in your life fondly!

Think you’re ready to buy your first home?

Contact us today