Financing that keeps your deals on schedule.
8Twelve works alongside realtors across Canada - qualifying buyers quickly, structuring tough files and keeping you informed from offer to funding.
Partner with usWhy realtors send us their buyers.
Pre-approvals in 24-48 hours
Your buyers get a real, lender-backed answer fast so you can write offers with confidence instead of hoping financing lands.
65+ lenders, 7,000+ products
Banks, monolines, credit unions and alternative lenders - if a deal can be done in Canada, we will find the structure that works.
You stay in the loop
Agents update you at every milestone: application, approval, conditions and funding. No silence, no surprises before closing.
Deals other brokers decline
Self-employed, new to Canada, bruised credit, rentals and construction. We place the files that would otherwise fall out of your pipeline.
Co-marketing support
Co-branded rate sheets, buyer guides, open-house collateral and webinar support to help you win more listings.
Your client stays your client
We never cross-sell real estate services. Referrals come back to you, and repeat clients are pointed straight to your business.
How the referral works.
Introduce your buyer
Send a name, phone number and email - or just forward your buyer to your dedicated agent's application link.
We qualify and structure
A licensed agent completes the application, verifies documents and shops the file across the lender network.
You get a firm answer
You receive the approval amount, conditions and timeline so you can shop with a realistic budget.
We close together
We coordinate with the lawyer and lender through funding, and keep you posted through the last signature.
Realtor questions, answered.
Does it cost my clients anything?
No. For most standard residential mortgages, 8Twelve is compensated by the lender on funding. Your buyer pays nothing for our advice or negotiation.
How quickly can my buyer get pre-approved?
A licensed agent typically reaches out the same business day, and most pre-approvals are issued within 24 to 48 hours once documents are received.
Do you work outside Ontario?
Yes. 8Twelve is licensed across Canada and works with realtors in Ontario, Alberta, British Columbia and other provinces.
What happens to my client after closing?
They remain your client. We handle the mortgage relationship - renewals, refinances and equity questions - and refer real estate needs back to you.
Let's build a referral pipeline.
Talk to our partnerships team, or send your first buyer through the application and see how we work.