8Twelve has a mortgage just for you. Let's find it.

We negotiate with 65+ lenders to find the best mortgage rates in Canada made just for you.

8Twelve has a mortgage just for you. Let's find it.

We negotiate with 65+ lenders to find the best mortgage rates in Canada made just for you.

7,000+ options

More approvals

Free quotes

Custom solutions


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3 easy steps

Get your personalized mortgage in Canada

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Step 1


Fill in the short form online, or call us at 1.877.812.8123 to apply over the phone. The consultation is free, and there's no credit check.

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Step 2

Review your options

Our industry-leading, AI-powered technology searches 65+ lenders and over 7,000 mortgage solutions to find the ideal loan options for you.

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Step 3

Sit back and relax

Time to solidify your mortgage! Our team compiles all the necessary details and arranges for a quick and seamless signing online when everything is ready.

Apply anytime, anywhere.

We’re here to support you.

Become our next happy Canadian client.

Whether you're buying a new home, interested in refinancing your mortgage, or your loan is up for renewal, we have a proven system for success. Here are a few of the features that make our approach work so well.

Where do I fit in?

We all have different needs. With so many mortgage solutions to choose from, 8Twelve walks you through the process and helps you choose the product that will benefit you the most.

fit in

I am buying a new home

I need a mortgage for my new home purchase happening soon.

fit in

I want to consolidate my debt

I have credit card debt and a few personal loans. I think it’s time for consolidation so I can save money and make one easy payment each month.

fit in

I am self-employed

The banks aren’t always able to service me. I’d like to work with a mortgage broker who has attractive solutions for self-employed businesspeople.

Contact us today.

Ask us anything, we're here to help


We help Canadians secure their best mortgage

We've helped thousands of people across Canada save on their mortgages and improve their financial positions.

Google Reviews
8Twelve Mortgage
Precy Kearns

Parker was the absolute best advisor I have ever worked with across industries! He was extremely professional, knowledgeable and resourceful. He was quick with booking meetings and provided timely meaningful responses. He offered me the best rates in the market and made the mortgage decision process much simpler than I could have ever imagined. He was respectful towards my financial situation and my personal needs. I highly recommend working with Parker. You will get the BEST!

8Twelve Mortgage
Felicia Lau

I had a great experience working with Stefan, Alice, and Rachel on my mortgage. They were incredibly helpful and patient throughout the process, guiding me every step of the way. Their expertise and professionalism made the entire experience smooth and stress-free. I highly recommend them for anyone looking for mortgage assistance.

8Twelve Mortgage
Manny Wu

Stefan is a truly exceptional broker, whose knowledge and professionalism have left me in awe. He dedicated himself to assisting me with my house mortgage. Stefan is very kind, with great communication, setting clear expectations, and providing various options have truly made him the best broker I could asked for. I am deeply grateful.