Creative
Mortgage Solutions
The best mortgage rates, a simplified process and superior customer service every step of the way.

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WE ARE CANADA’S LEADING AWARD WINNING MORTGAGE BROKERAGE.
The best mortgage rates, a simplified process and superior customer service every step of the way.
Our COO Akber Abbas is part of Financial Services Regulatory Authority of Ontario (FSRA) Technical Advisory Committee for Mortgage Brokering sector.
The Advisory Committee advises FSRA on enhancing its policy and supervisory approaches for the sector. This supports consumer protection, drive innovation and increase regulatory efficiency.
Consolidate your debt, fund a renovation, or put a down payment on an investment property through a lucrative mortgage refinance.
Buying a home? Get pre-approved and know exactly what you can afford, with a maximum principal and the best rates in Canada.
Don’t settle just because it’s easier. Now is the perfect time to re-evaluate your goals and negotiate a new mortgage to suit your current situation.Â
Why 8Twelve?
Step 1: Discovery & Quality Control
Step 2: Deal Team Identification
Step 3: Application Process
Step 4: File Prepared for Underwriting
Step 5: File Submission to Lender
Step 6: File Approval
Step 7: Property Appraisal
Step 8: Broker Complete
We’re grateful to have clients who say awesome things about us
“I would definitely recommend 8Twelve Mortgages to anyone looking for a mortgage broker “
“Would highly recommend the services provided by 8Twelve as they truly go above and beyond expectations. “
“Any problems, concerns, or questions they will respond quickly.
Thank you 8Twelve Mortgage keep up the good work! “
The best mortgage rates, a simplified process and superior customer service every step of
the way.
WE ARE CANADA’S LEADING AWARD WINNING MORTGAGE BROKERAGE.
Our COO Akber Abbas is part of Financial Services Regulatory Authority of Ontario (FSRA) Technical Advisory Committee for Mortgage Brokering sector.
The Advisory Committee advises FSRA on enhancing its policy and supervisory approaches for the sector. This supports consumer protection, drive innovation and increase regulatory efficiency.
Consolidate your debt, fund a renovation, or put a down payment on an investment property through a lucrative mortgage refinance.a
Buying a home? Get pre-approved and know exactly what you can afford, with a maximum principal and the best rates in Canada.
Don’t settle just because it’s easier. Now is the perfect time to re-evaluate your goals and negotiate a new mortgage to suit your current situation.Â
Make the home shopping and closing process easier with a pre-approval. Great for new comers to Canada too.Â
Why 8Twelve?
Take a deeper dive into 8Twelve, what we do and what we care about.
Step 1: Discovery & Quality Control
Step 2: Deal Team Identification
Step 3: Application Process
Step 4: File Prepared for Underwriting
Step 5: File Submission to Lender
Step 6: File Approval
Step 7: Property Appraisal
Step 8: Broker Complete
Stay informed and get the most out of your home’s equity, tips for success for homebuyers, or ways to stay ahead of the game.Â
We respect your privacy and will not send spam or email too frequently.Â
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Stay informed and get the most out of your home's equity, tips for success for homebuyers, or ways to stay ahead of the game We respect your privacy and will not send spam or email too frequently.
![]() | Thank you for Signing Up |