Creative
Mortgage Solutions
The best mortgage rates, a simplified process and superior customer service every step of the way.
Creative
WE ARE CANADA’S LEADING AWARD WINNING MORTGAGE BROKERAGE.
8Twelve Mortgage Reviews
★★★★★ 5/5
Read More
The agent who assisted me was very professional and helpful to the end. I would highly recommend 8Twelve Mortgage to everyone and anyone.
Thank you!!
Read More
Getting a mortgage can be stressful but everything went smooth and I was always made aware of what was happening. I am so excited about having my own home!
Read More
Gary and his team of professionals provide some of the best service out there. They have always provided the best options and advice for my family’s financial needs. Personalized service and quick responses ensure they will always keep my business.
Read More
Great professional people to deal with, made the transaction as smooth as it could be. Would recommend them to everyone, definitely 5 star.
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Achievement & HONOUR
Our President & Principal Broker Akber Abbas is part of the Financial Services Regulatory Authority of Ontario (FSRA) Technical Advisory Committee for the Mortgage Brokering sector.
The Advisory Committee advises FSRA on enhancing its policy and supervisory approaches for the sector. This supports consumer protection, drives innovation and increases regulatory efficiency.
Our services
help canadians get more
Refinance
Consolidate your debt, fund a renovation, or put a down payment on an investment property through a lucrative mortgage refinance.
purchase
Buying a home? Get pre-approved and know exactly what you can afford, with a maximum principal and the best rates in Canada.
renewal
Don’t settle just because it’s easier. Now is the perfect time to re-evaluate your goals and negotiate a new mortgage to suit your current situation.
Other services
What do you need?
Debt Consolidation
Consolidate your debt into one new mortgage.
HELOC
Capitalize on the equity you've built up in your home.
Equity Take-out
Put your home's equity to good financial use.
Commercial Mortgages
Obtain the right mortgage on your commercial property.
Renovation Financing
Fund your home renovation through your mortgage.
Purchase + Improvement
Get a mortgage that pays for your purchase and renovations.
Reverse Mortgage
Let us help you tap into your home's equity with a reverse mortgage.
Pre-Approval
Make the home shopping and closing process easier with a pre-approval. Great for new comers to Canada too.
Debt Consolidation
Consolidate your debt into one new mortgage.
HELOC
Capitalize on the equity you've built up in your home.
Equity Take-out
Put your home's equity to good financial use.
Commercial Mortgages
Obtain the right mortgage on your commercial property.
Renovation Financing
Fund your home renovation through your mortgage.
Purchase + Improvement
Get a mortgage that pays for your purchase and renovations.
Reverse Mortgage
Let us help you tap into your home's equity with a reverse mortgage.
Pre-Approval
Make the home shopping and closing process easier with a pre-approval. Great for new comers to Canada too.
Why 8Twelve?
Setting ourselves apart as a mortgage brokerage
Satisfied
Canadian Clients
of Combined Team Experience
Of coffee Consumed
Per Mortgage
How it works
OUR 8 Step Process
Step 1: Discovery & Quality Control
Step 2: Deal Team Identification
Step 3: Application Process
Step 4: File Prepared for Underwriting
Step 5: File Submission to Lender
Step 6: File Approval
Step 7: Property Appraisal
Step 8: Broker Complete
We’re grateful to have clients who say awesome things about us
Browse through our testimonials
Google Review:
★★★★★ 5/5
S. Patel
“I would definitely recommend 8Twelve Mortgages to anyone looking for a mortgage broker “
Google Review:
★★★★★ 5/5
S Hlebka
“Would highly recommend the services provided by 8Twelve as they truly go above and beyond expectations. “
Google Review:
★★★★★ 5/5
K. Glidden
“Any problems, concerns, or questions they will respond quickly.
Thank you 8Twelve Mortgage keep up the good work! “
You’re in good company
8Twelve has built excellent relationships with Canada's Top LEnders
Previous
Next
Creative
Mortgage Solutions
The best mortgage rates, a simplified process and superior customer service every step of
the way.
WE ARE CANADA’S LEADING AWARD WINNING MORTGAGE BROKERAGE.
8Twelve Mortgage Reviews
★★★★★ 5/5
Read More
The agent who assisted me was very professional and helpful to the end. I would highly recommend 8Twelve Mortgage to everyone and anyone.
Thank you!!
Read More
Getting a mortgage can be stressful but everything went smooth and I was always made aware of what was happening. I am so excited about having my own home!
Read More
Gary and his team of professionals provide some of the best service out there. They have always provided the best options and advice for my family’s financial needs. Personalized service and quick responses ensure they will always keep my business.
Read More
Great professional people to deal with, made the transaction as smooth as it could be. Would recommend them to everyone, definitely 5 star.
Previous
Next
Achievement & HONOUR
Our COO Akber Abbas is part of Financial Services Regulatory Authority of Ontario (FSRA) Technical Advisory Committee for Mortgage Brokering sector.
The Advisory Committee advises FSRA on enhancing its policy and supervisory approaches for the sector. This supports consumer protection, drive innovation and increase regulatory efficiency.
OUR SERVICES
help canadians
get more
Refinance
Consolidate your debt, fund a renovation, or put a down payment on an investment property through a lucrative mortgage refinance.
purchase
Buying a home? Get pre-approved and know exactly what you can afford, with a maximum principal and the best rates in Canada.
renewal
Don’t settle just because it’s easier. Now is the perfect time to re-evaluate your goals and negotiate a new mortgage to suit your current situation.
OTHER SERVICES
WHAT DO YOU NEED?
Make the home shopping and closing process easier with a pre-approval. Great for new comers to Canada too.
Why 8Twelve?
Setting ourselves apart as a mortgage broker
Take a deeper dive into 8Twelve, what we do and what we care about.
Satisfied
Canadian Clients
Billions + in
Funded deals
of Combined Team Experience
Of coffee Consumed
Per Mortgage
How it works
OUR 8 Step Process
Step 1: Discovery & Quality Control
Step 2: Deal Team Identification
Step 3: Application Process
Step 4: File Prepared for Underwriting
Step 5: File Submission to Lender
Step 6: File Approval
Step 7: Property Appraisal
Step 8: Broker Complete
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Next
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