8Twelve has a mortgage just for you. Let's find it.

We negotiate with 65+ lenders to find the best mortgage rates in Canada made just for you.

8Twelve has a mortgage just for you. Let's find it.

We negotiate with 65+ lenders to find the best mortgage rates in Canada made just for you.

7,000+ options

More approvals

Free quotes

Custom solutions

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3 easy steps

Get your personalized mortgage in Canada

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Step 1

Apply

Fill in the short form online, or call us at 1.877.812.8123 to apply over the phone. The consultation is free, and there's no credit check.

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Step 2

Review your options

Our industry-leading, AI-powered technology searches 65+ lenders and over 7,000 mortgage solutions to find the ideal loan options for you.

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Step 3

Sit back and relax

Time to solidify your mortgage! Our team compiles all the necessary details and arranges for a quick and seamless signing online when everything is ready.

Apply anytime, anywhere.

We’re here to support you.

Become our next happy Canadian client.

Whether you're buying a new home, interested in refinancing your mortgage, or your loan is up for renewal, we have a proven system for success. Here are a few of the features that make our approach work so well.

Where do I fit in?

We all have different needs. With so many mortgage solutions to choose from, 8Twelve walks you through the process and helps you choose the product that will benefit you the most.

fit in

I am buying a new home

I need a mortgage for my new home purchase happening soon.

fit in

I want to consolidate my debt

I have credit card debt and a few personal loans. I think it’s time for consolidation so I can save money and make one easy payment each month.

fit in

I am self-employed

The banks aren’t always able to service me. I’d like to work with a mortgage broker who has attractive solutions for self-employed businesspeople.

Contact us today.

Ask us anything, we're here to help

4.9
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900+

We help Canadians secure their best mortgage

We've helped thousands of people across Canada save on their mortgages and improve their financial positions.

Google Reviews
8Twelve Mortgage
Tasnim K

I wanted to take a moment to share my experience with the exceptional service provided by Muhammad Mirza during the mortgage underwriting process for my recent loan application. From the very beginning, Muhammad Mirza was professional, thorough, and highly communicative, making what could have been a stressful process much smoother. He demonstrated a clear understanding of the intricacies involved, responded promptly to any questions I had, and provided insightful guidance throughout. Muhammad's attention to detail and commitment to ensuring everything was in order was truly impressive. It was evident that Muhammad went above and beyond to help me secure the best possible outcome. I wanted to make sure that you are aware of the fantastic experience I had. Muhammad's professionalism and expertise are a testament to the high standards of your team, and I would not hesitate to recommend his services to others. Thank you again for such EXCELLENT service, and I look forward to working with you and your team again in the future.

8Twelve Mortgage
Jeffrey Lund

I was ripped off blind by this company. They have me a 14 percent mortgage when I was just trying to survive the pandemic, as I'm self employed. The fees were ridiculous, the rate was insane. And they waited until the last day I could sign to get the paperwork to me. They preyed on me like a viper, leaving me no choice to get out of it early when I made one phone call to another broker at another firm and got 6.99 percent with all the same paperwork. Now I will be forced to sell my home, as I cannot recover from this unscrupulous gouging. Stay away from these unethical people or you will be sorry. If I had the money, I would attempt to sue them for their unscrupulous business practices. If I can make just a few people go elsewhere and get treated fairly when they are down, I will be happy. Do not use these people. You have been warned.

8Twelve Mortgage
Brian Kaizer

Excellent Service, Highly Recommend! I recently had the pleasure of working with Hartie and Parker for my home loan, and I couldn’t be more satisfied with the entire process. From the initial consultation to the final approval, they made everything smooth, clear, and stress-free. The team was incredibly responsive, always answering my questions promptly and providing detailed information on every step. Their knowledge of the mortgage process and available options was invaluable in helping me choose the best loan for my needs. I truly appreciated their professionalism, transparency, and the way they made me feel like a priority throughout the entire process. Closing was a breeze, and I felt confident every step of the way. I highly recommend 8Twelve Mortgage Corp to anyone looking for a reliable, customer-focused mortgage provider!