8Twelve has a mortgage just for you. Let's find it.

We negotiate with 65+ lenders to find the best mortgage rates in Canada made just for you.

8Twelve has a mortgage just for you. Let's find it.

We negotiate with 65+ lenders to find the best mortgage rates in Canada made just for you.

7,000+ options

More approvals

Free quotes

Custom solutions

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3 easy steps

Get your personalized mortgage in Canada

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Step 1

Apply

Fill in the short form online, or call us at 1.877.812.8123 to apply over the phone. The consultation is free, and there's no credit check.

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Step 2

Review your options

Our industry-leading, AI-powered technology searches 65+ lenders and over 7,000 mortgage solutions to find the ideal loan options for you.

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Step 3

Sit back and relax

Time to solidify your mortgage! Our team compiles all the necessary details and arranges for a quick and seamless signing online when everything is ready.

Apply anytime, anywhere.

We’re here to support you.

Become our next happy Canadian client.

Whether you're buying a new home, interested in refinancing your mortgage, or your loan is up for renewal, we have a proven system for success. Here are a few of the features that make our approach work so well.

Where do I fit in?

We all have different needs. With so many mortgage solutions to choose from, 8Twelve walks you through the process and helps you choose the product that will benefit you the most.

fit in

I am buying a new home

I need a mortgage for my new home purchase happening soon.

fit in

I want to consolidate my debt

I have credit card debt and a few personal loans. I think it’s time for consolidation so I can save money and make one easy payment each month.

fit in

I am self-employed

The banks aren’t always able to service me. I’d like to work with a mortgage broker who has attractive solutions for self-employed businesspeople.

Contact us today.

Ask us anything, we're here to help

4.9
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900+

We help Canadians secure their best mortgage

We've helped thousands of people across Canada save on their mortgages and improve their financial positions.

Google Reviews
8Twelve Mortgage
Ogo Pogo

My first time using 8Twelve. I was assigned to George. He was very courteous and professional. He guided me with the application process for private mortgage, and was able to get me approval with a B-Lender in just few days of the original application. Could not get an A-Lender to accept my application. I was able to get an A-Lender mortgage on my own. When I informed George that I would not be proceeding with the B-Lender, he was very courteous about it. Even though we did not end up doing business, I was impressed by how George conducted himself professionally. Highly recommend him.

8Twelve Mortgage
Ryan Hershberger

I highly recommend Parker at 8Twelve. I've worked with many brokers in my life but this was hands down the best experience I've ever had. He is wonderful to deal with and very pleasant to talk to. He is extremely knowledgeable and hard working. My mortgage refinance was most definitely a tough one given the current economic situation and we encountered many problems along the way, Parker worked his way through those like a champion and it blew me away!!! He was very quick to respond and kept me up to date on the file constantly. He was professional and very likeable guy. Parker has my business for life! Truly thankful and grateful for everything you did for me and my family!

8Twelve Mortgage
Andrew Lee

I recently worked with Stefan on my mortgage, and I couldn't be happier with the experience! From the very beginning, he was incredibly knowledgeable and patient, answering all my questions and guiding me through the process. He took the time to understand my financial situation and found the best options for me. Stefan was always available to provide updates and address any concerns, making the whole process smooth and stress-free. I truly appreciated his attention to detail and commitment to helping me secure a great rate. I highly recommend Stefan to anyone looking for a reliable and trustworthy mortgage professional. Thank you, Stefan, for making my home-buying journey a success!