WHY 8TWELVE?

WE RAISE THE BAR ON CUSTOMER SERVICE, TECHNOLOGY AND OUR PROCESS.

A SUPERIOR CUSTOMER SERVICE EXPERIENCE

At 8Twelve Mortgage, helping you accomplish your goals is our top priority. From the first time we connect, right through to the successful closing of your mortgage loan, we’re committed to demystifying the process, educating you, keeping you well informed, thinking creatively and developing solutions to suit your every need.

Don’t just take our word for it – check out what our clients have to say. 

A SOLID TEAM

There isn’t a single member of our staff who doesn’t love what they do. And it shows. We’re excited to come to work, we believe in our process and we truly care about serving our clients. Bringing skill, intuitiveness and innovative thinking to the table, we work in a collaborative manner that makes everyone feel good. See what our people have to say about the 8Twelve work experience.

A GREAT VISION

We believe the mortgage industry is behind. Technologies haven’t been adopted the same way they have in other sectors. 8Twelve is here to change that. Constantly innovating and perfecting our operation, our technology and sales expertise comes together in perfect harmony to deliver a mortgage process that is no longer clunky and unnecessarily complicated.

To date, we’re honoured to have received the following awards:

A SUPERIOR CUSTOMER SERVICE EXPERIENCE

At 8Twelve Mortgage, helping you accomplish your goals is our top priority. From the first time we connect, right through to the successful closing of your mortgage loan, we’re committed to demystifying the process, educating you, keeping you well informed, thinking creatively and developing solutions to suit your every need.

Don’t just take our word for it – check out what our clients have to say. 

A SOLID TEAM

There isn’t a single member of our staff who doesn’t love what they do. And it shows. We’re excited to come to work, we believe in our process and we truly care about serving our clients. Bringing skill, intuitiveness and innovative thinking to the table, we work in a collaborative manner that makes everyone feel good. See what our people have to say about the 8Twelve work experience.

A GREAT VISION

We believe the mortgage industry is behind. Technologies haven’t been adopted the same way they have in other sectors. 8Twelve is here to change that. Constantly innovating and perfecting our operation, our technology and sales expertise comes together in perfect harmony to deliver a mortgage process that is no longer clunky and unnecessarily complicated.

To date, we’re honoured to have received the following awards:

Achievement & HONOUR

Our COO Akber Abbas is part of Financial Services Regulatory Authority of Ontario (FSRA) Technical Advisory Committee for Mortgage Brokering sector.
The Advisory Committee advises FSRA on enhancing its policy and supervisory approaches for the sector. This supports consumer protection, drive innovation and increase regulatory efficiency.

ACHIEVEMENTs & HONOUR

Our COO Akber Abbas is part of Financial Services Regulatory Authority of Ontario (FSRA) Technical Advisory Committee for Mortgage Brokering sector.

The Advisory Committee advises FSRA on enhancing its policy and supervisory approaches for the sector. This supports consumer protection, drive innovation and increase regulatory efficiency.

WE ARE CANADA’S LEADING AWARD WINNING MORTGAGE BROKERAGE.

8Twelve Mortgage Reviews
5/5
Marie B
Marie B5 Star Google Review
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The agent who assisted me was very professional and helpful to the end. I would highly recommend 8Twelve Mortgage to everyone and anyone. Thank you!!
Lorrie B
Lorrie B5 Star Google Review
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Getting a mortgage can be stressful but everything went smooth and I was always made aware of what was happening. I am so excited about having my own home!
Jason C
Jason C5 Star Google Review
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Gary and his team of professionals provide some of the best service out there. They have always provided the best options and advice for my family’s financial needs. Personalized service and quick responses ensure they will always keep my business.
Ilan U
Ilan U5 Star Google Review
Read More
Great professional people to deal with, made the transaction as smooth as it could be. Would recommend them to everyone, definitely 5 star.
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WE ARE CANADA’S AWARD WINNING LEADING MORTGAGE BROKERAGE

A UNIQUE FOUNDATION


Founding partners, Gary Fooks and Akber Abbas, have built a mortgage brokerage grounded in innovation and driven by technology. This translates into a process and service that is stable, sustainable, scalable.

Here’s what has happened since our inception:

Bright Future

2020

Additional licenses are obtained in Alberta, Manitoba and Saskatchewan with a mortgage agent team of 24. This is also the year we moved into a new, larger office of 8000 square feet (from 2500), and received two notable awards: Top Mortgage Workplace in 2020 and Top Brokerage of 2020.

The Expansion

2019

Licensing expands into British Columbia, and mortgage agents triple to 9.

The Beginning

2018

Licensed in Ontario with 3 mortgage agents to kick off the 8T debut.

A UNIQUE FOUNDATION


Founding partners, Gary Fooks and Akber Abbas, have built a mortgage brokerage grounded in innovation and driven by technology. This translates into a process and service that is stable, sustainable, scalable.

Here’s what has happened since our inception:

Bright Future

2020

Additional licenses are obtained in Alberta, Manitoba and Saskatchewan with a mortgage agent team of 24. This is also the year we moved into a new, larger office of 8000 square feet (from 2500), and received two notable awards: Top Mortgage Workplace in 2020 and Top Brokerage of 2020.

The Expansion

2019

Licensing expands into British Columbia, and mortgage agents triple to 9.

The Beginning

2018

Licensed in Ontario with 3 mortgage agents to kick off the 8T debut.

AN 8-STEP PROCESS THAT MAKES IT ALL POSSIBLE

8TWELVE HAS A PROPRIETARY 8-STEP PROCESS, DESIGNED TO SIMPLIFY AND STREAMLINE YOUR MORTGAGE EXPERIENCE WITH US

Step 1: Discovery & Quality Control

We get to know each other which involves knowing about you and your mortgage requirements.

Step 2: Deal Team Identification

Based on your precise needs we provide you with the dedicated Mortgage Strategist & support team.

Step 3: Application Process

Your application is completed and all relevant documentation is collected.

Step 4: File Prepared for Underwriting

The necessary documentation is compiled for full underwriting to take place.

Step 5: File Submission

Deal notes are prepared and we determine the most suitable lenders to send your file to.

Step 6: File Approval

You receive a commitment letter from your new lender and we review your complete disclosure documents with you.

Step 7: Property Appraisal

In most cases an appraisal of the property is required, and 8T manages the process on your behalf.

Step 8: Broker Complete

Once the file is complete at our level, details are forwarded to your lawyer for funding and closing. Congratulations!

AN 8-STEP PROCESS THAT MAKES IT ALL POSSIBLE​

8TWELVE HAS A PROPRIETARY 8-STEP PROCESS, DESIGNED TO
SIMPLIFY AND STREAMLINE YOUR MORTGAGE EXPERIENCE WITH US

Step 1: Discovery & Quality Control

We get to know each other which involves knowing about you and your mortgage requirements.

Step 2: Deal Team Identification

Based on your precise needs we provide you with the dedicated Mortgage Strategist & support team.

Step 3: Application Process

Your application is completed and all relevant documentation is collected.

Step 4: File Prepared for Underwriting

The necessary documentation is compiled for full underwriting to take place.

Step 5: File Submission

Deal notes are prepared and we determine the most suitable lenders to send your file to.

Step 6: File Approval

You receive a commitment letter from your new lender and we review your complete disclosure documents with you.

Step 7: Property Appraisal

In most cases an appraisal of the property is required, and 8T manages the process on your behalf.

Step 8: Broker Complete

Once the file is complete at our level, details are forwarded to your lawyer for funding and closing. Congratulations!

We’re grateful to have clients who say awesome things
About us

Browse through our testimonials

We’re grateful to have clients who say awesome things about us

Browse through our testimonials

Google Review:
5/5
S. Patel

“I would definitely recommend 8Twelve Mortgages to anyone looking for a mortgage broker”

Google Review:
5/5
S. Hlebka

Would highly recommend the services provided by 8Twelve as they truly go above and beyond expectations.

Google Review:
5/5
K. Glidden

Any problems, concerns, or questions they will respond quickly.
Thank you 8Twelve Mortgage keep up the good work!

WE CAN HELP YOU GET TO WHERE YOU WANT TO GO

MAKE 8TWELVE YOUR PARTNER TODAY