Why 8Twelve?
We raise the bar on customer service, technology and our process.
A Superior Customer Service Experience
At 8Twelve Mortgage, helping you accomplish your goals is our top priority. From the first time we connect, right through to the
successful closing of your mortgage loan, we’re committed to demystifying the process, educating you, keeping you well informed,
thinking creatively and developing solutions to suit your every need.
Don’t just take our word for it – check out what our clients have to say.
A Solid Team
There isn’t a single member of our staff who doesn’t love what
they do. And it shows. We’re excited to come to work, we
believe in our process and we truly care about serving our
clients. Bringing skill, intuitiveness and innovative thinking to
the table, we work in a collaborative manner that makes
everyone feel good. See what our people have to say about the
8Twelve work experience.
A Great Vision
We believe the mortgage industry is behind. Technologies
haven’t been adopted the same way they have in other sectors.
8Twelve is here to change that. Constantly innovating and
perfecting our operation, our technology and sales expertise
comes together in perfect harmony to deliver a mortgage
process that is no longer clunky and unnecessarily complicated.
Achievements & Honour
Our COO Akber Abbas is part of Financial Services Regulatory Authority of Ontario (FSRA) Technical Advisory Committee for Mortgage Brokering sector.
The Advisory Committee advises FSRA on enhancing its policy and supervisory approaches for
the sector. This supports consumer protection, drive innovation and increase regulatory efficiency.
We Are Honoured To Be Canada’s Award Winning Leading Mortgage Brokerage
A Unique Foundation
Founding partners, Gary Fooks and Akber Abbas, have built a mortgage brokerage grounded in innovation and driven by
technology. This translates into a process and service that is stable, sustainable, scalable.
Here’s what has happened since our inception:
2018 | The Beginning
Licensed in Ontario with 3 mortgage
agents to kick off the 8T debut.
The Expansions | 2019
Licensing expands into British Columbia,
and mortgage agents triple to 9.
2020 | Bright Future
Additional licenses are obtained in Alberta, Manitoba
and Saskatchewan with a mortgage agent team of 24.
This is also the year we moved into a new, larger office
of 8000 square feet (from 2500), and received two
notable awards: Top Mortgage Workplace in 2020 and
Top Brokerage of 2020.
An 8-Step Process That Makes It All Possible
8Twelve has a proprietary 8-step process, designed to simplify & streamline your mortgage experience with us.
Step 1:
Discovery & Quality Control
We get to know each other which
involves knowing about you and your
mortgage requirements.
Step 2:
Deal Team Identification
Based on your precise needs we
provide you with the dedicated
Mortgage Strategist & support team.
Step 3:
Application Process
Your application is completed and all
relevant documentation is collected.
Step 4:
File Prepared for Underwriting
The necessary documentation
is compiled for full underwriting
to take place.
Step 5:
File Submission
We get to know each other which
Deal notes are prepared and we
determine the most suitable lenders
to send your file to.
Step 6:
File Approval
You receive a commitment letter
from your new lender and we
review your complete disclosure
documents with you.
Step 7:
Property Appraisal
In most cases an appraisal of the
property is required, and 8T manages
the process on your behalf.
Step 8:
Broker Complete
Once the file is complete at our level,
details are forwarded to your lawyer
for funding and closing.
Congratulations!
We Can Help
You Get To Where
You Want To Go
Browse Through Our Testimonials
We’re grateful to have clients who say awesome things about us
★★★★★
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Marc and his team have gone over and beyond in assisting with getting our mortgage approved. They are very professional, very organized, pays attention to details, attentive and very efficient.
★★★★★
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My experience with Samuel for my 2nd mortgage was amazing, Samuel goes above and beyond for us working night and early morning and days even on Saturday.
★★★★★
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Sandra at 8Twelve was the absolutely best!!! Her and Brian were super quick, understanding, and patience with us. Sandra especially had walked us through everything with reassurance and confidence that “she will get things done” and she did!!.
★★★★★
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Samuel Grar was detailed oriented, professional and such a sweet ❤️. I would not call that in Business but he carried himself with such high integrity and utmost understanding of the core principles of negotiating a great line of credit/ mortgage.
★★★★★
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Would highly recommend the services
provided by 8Twelve as they truly go
above and beyond expectations.
★★★★★
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Any problems, concerns, or questions they
will respond quickly. Thank you 8Twelve
Mortgage keep up the good work!
★★★★★
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8Twelve Mortgage gave me a preferred customer client experience. They communicated almost instantly throughout. Steps were easy, clear and supported.
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